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Custom Development

When the obligation cannot be met by anything ready-made — because of the regulation, the core system, or the deadline — we build to it.

Approach

The requirement is set by a regulator, not a roadmap.

CollaborativeIntelligentInitiative

Ready-made products assume a common case. Regulatory obligations do not have one: the same rule lands differently on a sharia bank, a foreign bank subsidiary and a national commercial bank, and it has to reconcile with whatever core system is already in place.

We tailor an application to that. Our development lifecycle is built to deliver faster than conventional approaches and to fit the requirement more precisely — because the deadline is usually external and immovable.

What we provide

  • Custom application development
  • Application development partnership — managed service for your IT division
  • System architecture design
  • Application migration
  • Application support and maintenance

Regulatory reporting

Systems built to a published obligation.

Bank Indonesia

Antasena

Integrated regulatory reporting. Bank Indonesia’s consolidation of reporting into a single integrated submission changed both what banks produce and how often. Delivered at PT Bank DBS Indonesia and PT Bank MNC Internasional Tbk.

Accounting standards

PSAK

Financial accounting standards implementation. PSAK Syariah at PT Bank BTPN Syariah, Tbk; PSAK 71 — the expected credit loss model — at PT Bank Oke Indonesia Tbk and PT Bank MNC Internasional Tbk.

Foreign exchange

LLD — Lalu Lintas Devisa

Foreign exchange flow reporting to Bank Indonesia, delivered at PT Bank DBS Indonesia.

Risk

Operational Risk Management

Operational risk identification, capture and reporting, delivered at PT Bank BTPN Syariah, Tbk.

Banking operations

Systems that run the day, not just the report.

Full delivery list →

Alongside the regulatory work we have built and maintained the operational systems banks run internally — sales performance tooling, loan origination, bank-wide credit checking, customer data monitoring, branch delivery monitoring, audit management and eStatement delivery.

These are the systems where a defect is visible to a branch manager the same morning. They are built and tested accordingly.

How we work

Eight stages, in order.

Effective solutions are reached through inquiry, analysis and implementation. We deploy a thorough implementation methodology based on industry best practice and our own hands-on experience.

01

Diagnostics

We look at the whole organisation and its industry to build the business case: a value assessment for financial impact, a technical assessment of existing architecture and resources, and a change assessment measuring the impact on process, people and stakeholders.

02

Project management

Our project managers own risk, scope change, quality of deliverables, knowledge transfer and consistency of approach. Risk is assessed continuously through a formal identification process, not once at the outset.

03

Strategic planning

Collaborative and client-centred, designed to promote thinking beyond the constraints of the existing environment — covering business model development, usability assessment, existing application integration and change management.

04

User interface development

A cross-disciplinary team builds the experience from an intimate knowledge of the client’s objectives, and a deep understanding of the needs, habits and working patterns of the people who will actually use it.

05

Application development

Developers, architects and database administrators work together through planning and production to build optimal-performing, defect-free, reusable code, using standardised tooling and rapid development techniques.

06

Quality assurance and testing

A rigorous testing process runs throughout production so that what the client receives is flexible, scalable and meets the business objective, with performance primed before handover.

07

Managed services

A single point of contact dedicated to keeping client applications running: continuous support, predefined escalation procedures and an operations management methodology, with improvements identified proactively.

08

Analytics

Business intelligence applied to customer relationships — precise cross-selling and up-selling at the right time through the right channel, with real-time information for marketing, service and sales.

Talk to us about a compliance or reporting obligation.

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