Antasena
Integrated regulatory reporting. Bank Indonesia’s consolidation of reporting into a single integrated submission changed both what banks produce and how often. Delivered at PT Bank DBS Indonesia and PT Bank MNC Internasional Tbk.
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When the obligation cannot be met by anything ready-made — because of the regulation, the core system, or the deadline — we build to it.
Approach
Ready-made products assume a common case. Regulatory obligations do not have one: the same rule lands differently on a sharia bank, a foreign bank subsidiary and a national commercial bank, and it has to reconcile with whatever core system is already in place.
We tailor an application to that. Our development lifecycle is built to deliver faster than conventional approaches and to fit the requirement more precisely — because the deadline is usually external and immovable.
Regulatory reporting
Integrated regulatory reporting. Bank Indonesia’s consolidation of reporting into a single integrated submission changed both what banks produce and how often. Delivered at PT Bank DBS Indonesia and PT Bank MNC Internasional Tbk.
Financial accounting standards implementation. PSAK Syariah at PT Bank BTPN Syariah, Tbk; PSAK 71 — the expected credit loss model — at PT Bank Oke Indonesia Tbk and PT Bank MNC Internasional Tbk.
Foreign exchange flow reporting to Bank Indonesia, delivered at PT Bank DBS Indonesia.
Operational risk identification, capture and reporting, delivered at PT Bank BTPN Syariah, Tbk.
Banking operations
Alongside the regulatory work we have built and maintained the operational systems banks run internally — sales performance tooling, loan origination, bank-wide credit checking, customer data monitoring, branch delivery monitoring, audit management and eStatement delivery.
These are the systems where a defect is visible to a branch manager the same morning. They are built and tested accordingly.
How we work
Effective solutions are reached through inquiry, analysis and implementation. We deploy a thorough implementation methodology based on industry best practice and our own hands-on experience.
We look at the whole organisation and its industry to build the business case: a value assessment for financial impact, a technical assessment of existing architecture and resources, and a change assessment measuring the impact on process, people and stakeholders.
Our project managers own risk, scope change, quality of deliverables, knowledge transfer and consistency of approach. Risk is assessed continuously through a formal identification process, not once at the outset.
Collaborative and client-centred, designed to promote thinking beyond the constraints of the existing environment — covering business model development, usability assessment, existing application integration and change management.
A cross-disciplinary team builds the experience from an intimate knowledge of the client’s objectives, and a deep understanding of the needs, habits and working patterns of the people who will actually use it.
Developers, architects and database administrators work together through planning and production to build optimal-performing, defect-free, reusable code, using standardised tooling and rapid development techniques.
A rigorous testing process runs throughout production so that what the client receives is flexible, scalable and meets the business objective, with performance primed before handover.
A single point of contact dedicated to keeping client applications running: continuous support, predefined escalation procedures and an operations management methodology, with improvements identified proactively.
Business intelligence applied to customer relationships — precise cross-selling and up-selling at the right time through the right channel, with real-time information for marketing, service and sales.